It takes more than just retirement planning to preserve and enhance your wealth. It's also about maximizing and protecting it, and helping ensure you'll be able to pass it on to future generations. 

Things to Consider

• What provisions have you made to have your retirement nest egg outpace inflation?
• What are your plans regarding retirement? What are you doing to accomplish your plans?
• What types of investments do you favour? Why?
• What are your investment results over the past five years? Are you pleased? Would you be pleased with the same results over the next five years? What would you do differently?

• Is your portfolio properly set-up and managed? How much time do you spend selecting and managing your investments, if at all? How much is your time worth?
• Are you effectively utilizing all that is available to you?
• Do you have enough savings to funds your objectives?

Segregated Funds

Registered Retirement Savings Plans (RRSPs) 
Contributing to an RRSP is still one of the most popular and tax-effective ways of saving for your retirement. At Godfrey Wealth Management Inc., we have the tools to help you build a portfolio so that you can meet your retirement goals.

Registered Education Savings Plans (RESPs)
Consider saving for your child or grandchild's education with an RESP. When you contribute to this type of registered plan, the federal government provides a grant to help you reach your goals faster. 

Registered Retirement Income Funds (RRIFs) & Life Income Funds (LIF) 
You have saved for your retirement and now you need an income. Godfrey Wealth Management Inc. provides the options you need for your retirement lifestyle.

Tax Free Savings Account (TFSA) 
The TFSA, a type of investment account introduced in allows you to earn investment income and generate capital gains from eligible investments tax-free. 

Group Retirement Services & Pension Plans

Quality retirement savings programs are essential in the retention of valued employees. Godfrey Wealth Management Inc. is experienced with the implementation and monitoring of the following employer sponsored retirement programs. 

These include:

• Group Registered Retirement Savings
• Plans Registered Pension Plans (RPPs)
• Deferred Profit Sharing Plans (DPSPs)
• Defined Contribution Plans